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The Blueprint That Changes Everything

When Online Capital and BizKata joined forces, it wasn’t just another program — it became a game-changer for small-business funding. This combination gives you insider underwriting insight, real credit building tools, and hands-on guidance from people who actually know how lenders think. The result? Access to better funding, faster approvals, and higher limits — not just once, but for every future round of growth.

This is your moment to become lender-ready for 2026 and beyond.

The businesses that act now will walk into the new year positioned for record-level funding opportunities. Don’t let another cycle pass you by — your future lender relationships start here.

⏳ Countdown to 2026 – Secure Your Spot Now
ACT NOW – CLAIM YOUR 33% OFF
The Fundability Blueprint

The Fundability Blueprint

Presented by Online Capital & BizKata

Your step-by-step system to get your business lender-ready — and stay that way forever.

Why Every Business Owner Needs This

No matter your current credit scores, time in business, or situation — this program will move you toward better funding results, permanently.

We’ve combined insider underwriting knowledge, personal & business credit optimization, and hands-on coaching into one complete program built to position your company for capital.

What You’ll Get Inside The Fundability Blueprint

1️⃣ Business Credit Mastery

See what lenders really see. We’ll pull back the curtain on how underwriters and funding algorithms evaluate your business — including hidden reports and backend data points most owners never know exist.

  • Learn how to build your business credit the right way
  • Fix fundability blockers that silently stop approvals
  • Get your profile “funding-ready” before applying

2️⃣ Personal Credit Mastery

Enhance or repair everything that impacts your personal score and your business-lending position.

  • Includes 90 days of free credit monitoring & repair across all 3 bureaus
  • Learn exactly what lenders look for in your personal file
  • Build the strongest possible personal-credit pairing for business funding

3️⃣ Business Structure & Compliance Checklist

Even one mismatch in your business details can trigger an instant decline.

  • Complete list of fundability Do’s and Don’ts
  • Verify your structure, licenses, and reporting
  • Ensure every piece of your business profile passes lender scrutiny

4️⃣ Your Dedicated BizKata Co-Pilot

You’ll have a personal coach who helps you stay accountable, motivated, and moving forward.

  • Ask questions and get real feedback
  • Get clarity on your strategy and setup
  • Have someone in your corner who’s done this before

Limited-Time Enrollment Bonus

  • 🌐 BizKata Academy – training and tools for smarter business growth
  • 🏗️ BizKata Built to Sell – structure your business for long-term value and exit readiness

Program Investment

$1,500

Use code HAPPY2026 for 33% off your enrollment — just $1,005!

ENROLL NOW – Use Promo Code HAPPY2026

What You’ll Walk Away With

  • A fully fundable business structure
  • Clean, optimized personal and business credit
  • A checklist and roadmap that keeps you compliant
  • A live coach who keeps you accountable
  • Access to BizKata’s growth training suite

Questions? Contact [email protected] or call Online Capital for enrollment assistance.

Mastering Business & Personal Credit

  1. Module 1: Business Credit Foundations

    4 lessons
    1. Lesson 1: What is Business Credit & Why It Matters
    2. Lesson 2: Personal Credit vs Business Credit: How They Work Together
    3. Lesson 3: Why Lenders Look at Both Personal & Business Credit
    4. Lesson 4: The Major Business Credit Bureaus Explained

  2. Module 2: Setting Up a Fundable Business Profile

    5 lessons
    1. Lesson 5: Choosing the Right Business Structure for Credit Building
    2. Lesson 6: Essential Business Credentials
    3. Lesson 7: Building a Credible Business Identity
    4. Lesson 8: Understanding Industry Risk
    5. Lesson 9: Registering with Credit Bureaus

  3. Module 3: Building Initial Business Credit

    5 lessons
    1. Lesson 10: The Role of Vendor Accounts
    2. Lesson 11: Starter Vendors that Report and How to Use Them
    3. Lesson 12: Managing Vendor Credit Responsibly
    4. Lesson 13: Graduating to Store, Fleet, and Secured Business Credit Cards
    5. Lesson 14: Common Mistake That Hurt Both Business & Personal Credit

  4. Module 4: Understanding & Improving Credit Scores

    5 lessons
    1. Lesson 15: Business Credit Scoring Systems
    2. Lesson 16: Personal Credit Scores: How FICO Impacts Business Lending
    3. Lesson 17: Key Factors That Impact Business & Personal Credit Scores
    4. Lesson 18: Strategies to Improve Your Score & Get Better Approvals
    5. Lesson 19: Correcting Errors and Disputes

  5. Module 5: Scaling with Strong Credit

    5 lessons
    1. Lesson 20: Moving from Vendor Credit to Major Business Credit Cards
    2. Lesson 21: How Banks Evaluate You: Combining Personal and Business Credit Profiles
    3. Lesson 22: Using Credit for Growth
    4. Lesson 23: Protecting & Maintaining Strong Personal & Business Credit
    5. Lesson 24: Long-Term Strategy: Leveraging Credit for Expansion & Legacy

  6. Module 6: Types of Business Loans & How to Qualify

    6 lessons
    1. Lesson 25: Introduction to Business Financing Options
    2. Lesson 26: Traditional Bank Loans & SBA Loans
    3. Lesson 27: Lines of Credit & Revolving Credit
    4. Lesson 28: Alternative & Private Funding Options
    5. Lesson 29: Equipment & Real Estate Financing
    6. Lesson 30: How to Position Yourself to Qualify

BizKata Business Academy

  1. Module 1: Vision & Concept

    6 lessons
    1. Lesson 1: Clarify Your Why & Personal Goals
    2. Lesson 1 Clarity Worksheet
    3. Lesson 2: Choose a Model That Matches Your Lifestyle
    4. Lesson 2 Lifestyle Questions
    5. Lesson 3: Market Validation: Fast, Smart, Lean
    6. Lesson 3 Market Validation Questions

  2. Module 2: Structure & Strategy

    8 lessons
    1. Lesson 4: Choosing the Right Business Structure (LLC vs. S-Corp)
    2. Lesson 4 Business Structure Assessment
    3. Lesson 5: Registration, EINs, and Opening Accounts
    4. Lesson 5 - Registration, EINs, and Opening Accounts Worksheet
    5. Lesson 6: Building Lendable Value Early
    6. Lesson 6 - Lendable Value Questionnaire
    7. Lesson 7: Creating a Simple, Actionable Business Plan
    8. Lesson 7 Business Plan Questionnaire

  3. Module 3: Brand & Identity

    6 lessons
    1. Lesson 8: Picking a Brand Name That Connects
    2. Lesson 8 - Picking a Brand Questionnaire
    3. Lesson 9: Creating a Visual Identity on a Budget
    4. Lesson 9 Visual Identity Worksheet
    5. Lesson 10: Setting Up Your Website
    6. Lesson 10 Website Worksheet

  4. Module 4: Launch & Sell

    6 lessons
    1. Lesson 11: Build Your MVP
    2. Lesson 11 - MVP Worksheet
    3. Lesson 12: Payment Processors & Fulfillment Systems
    4. Lesson 12 Fulfillment Systems worksheet
    5. Lesson 13: Running a Soft Launch That Builds Confidence
    6. Lesson 13 Soft Launch Worksheet

  5. Module 5: Marketing & Growth

    8 lessons
    1. Lesson 14: Understanding Funnels (Awareness to Action)
    2. Lesson 14 - Creating Your Funnel Worksheet
    3. Lesson 15: Creating Lead Magnets That Convert
    4. Lesson 15 - Lead Magnet Worksheet
    5. Lesson 16: Paid vs. Organic: Channel Strategy
    6. Lesson 16 - Exploring Paid vs Organic Channels Worksheet
    7. Lesson 17: Smart Funding Options to Fuel Growth
    8. Lesson 17 - Exploring Smart Funding Options Worksheet

  6. Module 6: Operations & Systems

    8 lessons
    1. Lesson 18: Building SOPs That Scale With You
    2. Lesson 18 - Building SOPs Worksheet
    3. Lesson 19: Delegating Like a Pro
    4. Lesson 19 - Delegating Worksheet
    5. Lesson 20: Financial Systems That Attract Lenders
    6. Lesson 20 - Financial Systems Worksheet
    7. Lesson 21: Legal, Insurance & Risk
    8. Lesson 21 - Risk Worksheet

  7. Module 7: Legacy & Retirement

    6 lessons
    1. Lesson 22: Choosing Your Endgame: Sell, Succession, or Advisory Role
    2. Lesson 22 - Choosing your Endgame Worksheet
    3. Lesson 23: Business Valuation & Clean Books
    4. Lesson 23 - Business Valuation Worksheet
    5. Lesson 24: Retirement Planning for Founders
    6. Lesson 24 - Planning for Retirement Worksheet

  8. Bonus Module: Motivation & Execution

    6 lessons
    1. Lesson 25: Building Habits of a Successful Founder
    2. Lesson 25 - Building Successful Habits Worksheet
    3. Lesson 26: Overcoming Founder Fatigue
    4. Lesson 26 - Overcoming Fatigue Worksheet
    5. Lesson 27: REPS Scorecard: How to Stay on Track
    6. Lesson 27 - REPS Scorecard Worksheet

BizKata Built to Sell

  1. Module 1: Foundation & Mindset

    3 lessons
    1. Lesson 1: What Makes a Business Sellable? (Marketability vs. profitability)
    2. Lesson 2: Shifting from Operator to Builder Mindset
    3. Lesson 3: Understanding Valuation Basics (multiples, EBITDA, strategic buyers)

  2. Module 2: Structure & Compliance

    3 lessons
    1. Lesson 4: Legal Entity Health Check (LLC, Corp, ownership agreements)
    2. Lesson 5: Contracts, Licenses & Intellectual Property Protection
    3. Lesson 6: Red Flags Buyers Look For (and how to fix them)

  3. Module 3: Financial Readiness

    3 lessons
    1. Lesson 7: Clean Books = Higher Valuation
    2. Lesson 8: Building Recurring, Predictable Revenue
    3. Lesson 9: Debt, Taxes & Liabilities – How They Impact Sale Price

  4. Module 4: Operations & Systems

    3 lessons
    1. Lesson 10: Documenting SOPs (Standard Operating Procedures)
    2. Lesson 11: Building Dashboards for KPIs & Reporting
    3. Lesson 12: Creating a Business That Runs Without You

  5. Module 5: Growth & Market Position

    3 lessons
    1. Lesson 13: Establishing a Scalable Marketing Engine
    2. Lesson 14: Customer Diversification (no single-point dependency)
    3. Lesson 15: Branding That Increases Perceived Value

  6. Module 6: Team & Leadership

    3 lessons
    1. Lesson 16: Strong Management = Stronger Valuation
    2. Lesson 17: Key Employee Retention Strategies
    3. Lesson 18: Building Incentive Plans Buyers Love

  7. Module 7: Exit Planning

    3 lessons
    1. Lesson 19: Preparing a Pitch Deck for Investors or Buyers
    2. Lesson 20: Due Diligence Ready – What Documents You’ll Need
    3. Lesson 21: Timing Your Sale for Maximum Value

  8. Module 8: The BizKata Advantage

    3 lessons
    1. Lesson 22: Using the R.E.P.S Framework for Exit Readiness
    2. Lesson 23: Leveraging the Kata Flawless Execution Strategy (KFES)
    3. Lesson 24: Real-World Case Studies of Successful Exits

  9. Module 9 - Selling & Deal Execution

    5 lessons
    1. Lesson 25: Selling Options – The Full Landscape
    2. Lesson 26: Direct Sale vs. Broker vs. Marketplace
    3. Lesson 27: Preparing Your Business for Listing
    4. Lesson 28: How to List & Market Your Business
    5. Lesson 29: Negotiation & Closing Basics

Need Help?

We would be happy to answer any questions or help you assess where your business stands today. Feel free to schedule a time to meet in the calendar below.

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