Unlock Better Funding Terms with the BizKata Funding Optimization Program
Stop getting stuck with high-cost loans, short terms, and low limits. BizKata helps specialty trade owners rebuild their fundability profile so lenders see a safer, stronger business β and offer better terms.
For electricians β’ HVAC β’ roofing β’ plumbing β’ remodelers β’ concrete β’ and all specialty trades
Book Your Funding Optimization Call βWhy Strong Businesses Still Get Bad Funding Offers
Most specialty trade owners generate solid revenue β but lenders aren't just looking at the top line. Theyβre evaluating dozens of hidden signals:
- Revenue consistency & cash flow timing
- Average daily balances
- Negative days & volatility patterns
- Existing debt load & advance usage
- Industry risk scoring
- Deposit patterns (not just totals)
- Large material purchases & payroll timing
When even one of these looks risky, the algorithm instantly downgrades your offer β even if your business is performing well.
How BizKata Helps Fix These Funding Signals
We rebuild your financial presentation so lenders see a more stable, structured, and creditworthy business.
- Smooth out volatility in deposits & expenses
- Improve daily balance behavior
- Sequence payoffs to boost scores quickly
- Remove risk flags that trigger high rates
- Match you to the right lender for your trade
- Create a 30β90 day plan to qualify for better terms
Small changes in financial structure lead to big improvements in approvals, rates, and term length.
Your Revenue Tier Determines Your Limits
Lenders categorize you into tiers:
- $30Kβ$49K/mo: Entry Tier
- $50Kβ$74K/mo: Growth Tier
- $75Kβ$149K/mo: Scaling Tier
- $150K+/mo: Prime Growth Tier
Your tier impacts your maximum approval, rate class, and whether you receive terms or advances.
BizKata helps you move up revenue tiers faster β using structure, timing, and the right lending partners.
What You Get Inside the Program
- A full review of your financial signals
- A custom improvement plan tailored to your trade
- Debt cleanup & restructuring strategy
- Cash flow timing optimization
- A plan to reduce lender risk flags
- Guidance on lender selection & sequencing
- Support for 30, 60, and 90-day goals
Ready to Strengthen Your Funding Options?
- Get a personalized funding optimization plan
- Understand your approval limits
- Fix signals hurting your offers
- Unlock better terms in 30β90 days