Mastering Business & Personal Credit
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Module 1: Business Credit Foundations
4 lessons- Lesson 1: What is Business Credit & Why It Matters
- Lesson 2: Personal Credit vs Business Credit: How They Work Together
- Lesson 3: Why Lenders Look at Both Personal & Business Credit
- Lesson 4: The Major Business Credit Bureaus Explained
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Module 2: Setting Up a Fundable Business Profile
5 lessons- Lesson 5: Choosing the Right Business Structure for Credit Building
- Lesson 6: Essential Business Credentials
- Lesson 7: Building a Credible Business Identity
- Lesson 8: Understanding Industry Risk
- Lesson 9: Registering with Credit Bureaus
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Module 3: Building Initial Business Credit
5 lessons- Lesson 10: The Role of Vendor Accounts
- Lesson 11: Starter Vendors that Report and How to Use Them
- Lesson 12: Managing Vendor Credit Responsibly
- Lesson 13: Graduating to Store, Fleet, and Secured Business Credit Cards
- Lesson 14: Common Mistake That Hurt Both Business & Personal Credit
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Module 4: Understanding & Improving Credit Scores
5 lessons- Lesson 15: Business Credit Scoring Systems
- Lesson 16: Personal Credit Scores: How FICO Impacts Business Lending
- Lesson 17: Key Factors That Impact Business & Personal Credit Scores
- Lesson 18: Strategies to Improve Your Score & Get Better Approvals
- Lesson 19: Correcting Errors and Disputes
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Module 5: Scaling with Strong Credit
5 lessons- Lesson 20: Moving from Vendor Credit to Major Business Credit Cards
- Lesson 21: How Banks Evaluate You: Combining Personal and Business Credit Profiles
- Lesson 22: Using Credit for Growth
- Lesson 23: Protecting & Maintaining Strong Personal & Business Credit
- Lesson 24: Long-Term Strategy: Leveraging Credit for Expansion & Legacy
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Module 6: Types of Business Loans & How to Qualify
6 lessons- Lesson 25: Introduction to Business Financing Options
- Lesson 26: Traditional Bank Loans & SBA Loans
- Lesson 27: Lines of Credit & Revolving Credit
- Lesson 28: Alternative & Private Funding Options
- Lesson 29: Equipment & Real Estate Financing
- Lesson 30: How to Position Yourself to Qualify
BizKata Business Academy
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Module 1: Vision & Concept
6 lessons- Lesson 1: Clarify Your Why & Personal Goals
- Lesson 1 Clarity Worksheet
- Lesson 2: Choose a Model That Matches Your Lifestyle
- Lesson 2 Lifestyle Questions
- Lesson 3: Market Validation: Fast, Smart, Lean
- Lesson 3 Market Validation Questions
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Module 2: Structure & Strategy
8 lessons- Lesson 4: Choosing the Right Business Structure (LLC vs. S-Corp)
- Lesson 4 Business Structure Assessment
- Lesson 5: Registration, EINs, and Opening Accounts
- Lesson 5 - Registration, EINs, and Opening Accounts Worksheet
- Lesson 6: Building Lendable Value Early
- Lesson 6 - Lendable Value Questionnaire
- Lesson 7: Creating a Simple, Actionable Business Plan
- Lesson 7 Business Plan Questionnaire
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Module 3: Brand & Identity
6 lessons- Lesson 8: Picking a Brand Name That Connects
- Lesson 8 - Picking a Brand Questionnaire
- Lesson 9: Creating a Visual Identity on a Budget
- Lesson 9 Visual Identity Worksheet
- Lesson 10: Setting Up Your Website
- Lesson 10 Website Worksheet
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Module 4: Launch & Sell
6 lessons- Lesson 11: Build Your MVP
- Lesson 11 - MVP Worksheet
- Lesson 12: Payment Processors & Fulfillment Systems
- Lesson 12 Fulfillment Systems worksheet
- Lesson 13: Running a Soft Launch That Builds Confidence
- Lesson 13 Soft Launch Worksheet
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Module 5: Marketing & Growth
8 lessons- Lesson 14: Understanding Funnels (Awareness to Action)
- Lesson 14 - Creating Your Funnel Worksheet
- Lesson 15: Creating Lead Magnets That Convert
- Lesson 15 - Lead Magnet Worksheet
- Lesson 16: Paid vs. Organic: Channel Strategy
- Lesson 16 - Exploring Paid vs Organic Channels Worksheet
- Lesson 17: Smart Funding Options to Fuel Growth
- Lesson 17 - Exploring Smart Funding Options Worksheet
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Module 6: Operations & Systems
8 lessons- Lesson 18: Building SOPs That Scale With You
- Lesson 18 - Building SOPs Worksheet
- Lesson 19: Delegating Like a Pro
- Lesson 19 - Delegating Worksheet
- Lesson 20: Financial Systems That Attract Lenders
- Lesson 20 - Financial Systems Worksheet
- Lesson 21: Legal, Insurance & Risk
- Lesson 21 - Risk Worksheet
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Module 7: Legacy & Retirement
6 lessons- Lesson 22: Choosing Your Endgame: Sell, Succession, or Advisory Role
- Lesson 22 - Choosing your Endgame Worksheet
- Lesson 23: Business Valuation & Clean Books
- Lesson 23 - Business Valuation Worksheet
- Lesson 24: Retirement Planning for Founders
- Lesson 24 - Planning for Retirement Worksheet
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Bonus Module: Motivation & Execution
6 lessons- Lesson 25: Building Habits of a Successful Founder
- Lesson 25 - Building Successful Habits Worksheet
- Lesson 26: Overcoming Founder Fatigue
- Lesson 26 - Overcoming Fatigue Worksheet
- Lesson 27: REPS Scorecard: How to Stay on Track
- Lesson 27 - REPS Scorecard Worksheet
BizKata Built to Sell
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Module 1: Foundation & Mindset
3 lessons- Lesson 1: What Makes a Business Sellable? (Marketability vs. profitability)
- Lesson 2: Shifting from Operator to Builder Mindset
- Lesson 3: Understanding Valuation Basics (multiples, EBITDA, strategic buyers)
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Module 2: Structure & Compliance
3 lessons- Lesson 4: Legal Entity Health Check (LLC, Corp, ownership agreements)
- Lesson 5: Contracts, Licenses & Intellectual Property Protection
- Lesson 6: Red Flags Buyers Look For (and how to fix them)
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Module 3: Financial Readiness
3 lessons- Lesson 7: Clean Books = Higher Valuation
- Lesson 8: Building Recurring, Predictable Revenue
- Lesson 9: Debt, Taxes & Liabilities – How They Impact Sale Price
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Module 4: Operations & Systems
3 lessons- Lesson 10: Documenting SOPs (Standard Operating Procedures)
- Lesson 11: Building Dashboards for KPIs & Reporting
- Lesson 12: Creating a Business That Runs Without You
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Module 5: Growth & Market Position
3 lessons- Lesson 13: Establishing a Scalable Marketing Engine
- Lesson 14: Customer Diversification (no single-point dependency)
- Lesson 15: Branding That Increases Perceived Value
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Module 6: Team & Leadership
3 lessons- Lesson 16: Strong Management = Stronger Valuation
- Lesson 17: Key Employee Retention Strategies
- Lesson 18: Building Incentive Plans Buyers Love
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Module 7: Exit Planning
3 lessons- Lesson 19: Preparing a Pitch Deck for Investors or Buyers
- Lesson 20: Due Diligence Ready – What Documents You’ll Need
- Lesson 21: Timing Your Sale for Maximum Value
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Module 8: The BizKata Advantage
3 lessons- Lesson 22: Using the R.E.P.S Framework for Exit Readiness
- Lesson 23: Leveraging the Kata Flawless Execution Strategy (KFES)
- Lesson 24: Real-World Case Studies of Successful Exits
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Module 9 - Selling & Deal Execution
5 lessons- Lesson 25: Selling Options – The Full Landscape
- Lesson 26: Direct Sale vs. Broker vs. Marketplace
- Lesson 27: Preparing Your Business for Listing
- Lesson 28: How to List & Market Your Business
- Lesson 29: Negotiation & Closing Basics
Need Help?
We would be happy to answer any questions or help you assess where your business stands today. Feel free to schedule a time to meet in the calendar below.
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